Welcome to Retirement For Seniors ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website Retirement For Seniors, our YouTube channel, our Skool community, and any purchases of our courses, ebooks, coaching, or consulting services.
By accessing our site or purchasing our products and services, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use our website, platforms, or services.
1. Eligibility and No Professional Advice
- Age Requirement: You must be at least 18 years old to use our services or purchase products.
- Not Financial or Legal Advice: The content, products, coaching, and consulting offered by Retirement For Seniors are strictly for educational and informational purposes. We do not offer licensed financial, investment, legal, or tax advice. You agree that you are solely responsible for your own financial decisions and should consult a certified professional before taking action based on our information.
2. Purchases, Payments, and Cancellations
- Payment Processing: All purchases made through our website (including ebooks, courses, coaching, and consulting) are processed securely through GoDaddy. You agree to provide accurate and complete billing information.
- Digital Products (Ebooks & Courses): Due to the immediate access nature of digital downloads and course materials, all sales of ebooks and online courses are final and non-refundable unless explicitly stated otherwise on the product sales page.
- Coaching & Consulting Services: Appointments for coaching and consulting must be rescheduled or canceled at least 24 hours in advance. Failure to show up or cancel within this window may result in forfeiture of the session fee.
3. Intellectual Property Rights
- Our Content: All materials, including website text, graphics, logos, course videos, downloadable PDF workbooks, and ebooks, are the property of Retirement For Seniors and are protected by United States copyright laws.
- Limited License: When you purchase a course or ebook, you are granted a single, non-transferable, revocable license for personal, non-commercial use. You may not share your login credentials, resell, distribute, copy, or repurpose our content without our express written consent.
4. Community Guidelines (Skool & YouTube)
By participating in our Skool community or commenting on our YouTube channel, you agree to:
- Be respectful and civil to all other members and staff.
- Refrain from spamming, pitching your own commercial products, or scraping member data.
- Avoid giving specific financial or legal advice to other members.
- We reserve the right to remove any content or terminate your community access immediately, without a refund, if you violate these guidelines.
5. Limitation of Liability
To the maximum extent permitted by law, Retirement For Seniors and its owners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your access to or inability to use our website, products, or coaching services. You use our information at your own risk.
6. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in or nearest to Leawood, Kansas.
7. Changes to These Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by updating the "Effective Date" at the top of this page. Your continued use of our site and services after changes are posted constitutes your acceptance of the updated Terms.
8. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Retirement For SeniorsEmail: [email protected]